A significant amount of legal actions are claims by creditors against their debtors. If a creditor is lucky, obtaining a judgment is as easy as waiting for a debtor to fail to file a Response to Civil Claim, and quickly taking default judgment. For others, the process might be drawn out further, requiring a summary trial or possibly even a full trial. Obtaining a judgment will usually feel like a victory. Unfortunately, a creditor’s fight is not necessarily over that easily.